Client was the owner of a large commercial building that was insured for fire damage under a cash payment of $300,000. A portion of the building was burned. The insurance company claimed it was due to arson. However, several experts testified that it was not arson. The insurance company also denied coverage because the client was previously convicted of a felony. (The client was previously convicted of transporting negotiable instrumebts over State lines). The insurance company denied coverage on the theory that no jury would believe the client because of his background. The client brought a lawsuit seeking payment of the policy, and also a bad faith claim against the insurance company. The case went to trial and the jury returned a verdict in excess of $1 million.