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Accident with an Individual Without Insurance in Ohio Personal-Injury
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If the driver didn’t have the funds to pay for the damages, they could face legal action and long-term debts. If the car owner’s child was driving a car that was underinsured and was in an accident, the child would be held responsible for any damages and could face significant debt. The driver and the driver’s family could end up paying for one accident for the rest of their life! The Department strongly encourages consumers to talk with their insurance agent to discuss the risks of only getting the bare minimum levels of insurance.

When an accident occurs and one person does not have insurance, you should make sure to document the accident as soon as possible.  You should make a call to the police as soon as possible after the accident.  Ideally, the police will be called to the scene and the information on all drivers is documented by the officer.

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